Aponar Apon Ghar Home Loan Subsidy Scheme 2024: Apply Online, Benefits, Eligibility

Aponar Apon Ghar Home Loan Subsidy Scheme – The Assam govt introduced a new scheme called Aponar Apon Ghar Scheme, aimed at helping citizens of Assam fulfil their desire to build a new home. The govt will offer a subsidy of up to 2,50,000 to the Assam Aponar Apon Ghar Scheme beneficiary for the building of a house costing 40,00,000. Here, you can check the details about the Aponar Apon Ghar Home Loan Subsidy Scheme.

Aponar Apon Ghar Home Loan Subsidy Scheme 2024 – Overview

Name of the Scheme Aponar Apon Ghar Home Loan Subsidy Scheme
Launched ByGovernment of Assam
BeneficiariesResidents of Assam
ObjectiveTo offer low-interest loans to the homeless so they can build houses
Application ProcedureOnline
Official Websitehttps://assam.gov.in/

Aponar Apon Ghar Home Loan Subsidy Scheme – Benefits

  • It will offer benefits to all state residents as well as government workers.
  • It includes up to Rs. 40 lakh in loans.
  • The recipients will be given an Rs. 2.5 lakh in subsidies.
  • The scheme will help you build your own pucca homes.

Interest and Support Rates

EventsWomenMen
Loan AmountRs.15 LakhRs.15 Lakh
Interest Subsidy3.5 per cent3.5 per cent
Interest Rate after Subsidy5 per cent5.5 per cent
Maximum Loan Tenure20 Years20 Years
Effective EMI (for a loan of Rs. 15 Lakh for 20 Years)
Before SubsidyRs.13,017Rs.13,017
After SubsidyRs.9,899Rs.10,318

Aponar Apon Ghar Home Loan Subsidy Scheme – Eligibility Criteria

  • Must be a permanent resident of Assam.
  • The sole loan amount will be Rs. 40,00,000.
  • Must have a pucca house.
  • Must have a mortgage loan from a state-owned scheduled commercial bank, a regional rural bank, or the Assam Co-operative Apex Bank.
  • One has not previously taken a mortgage loan under any housing program.
  • Applicant’s annual income must not be more than Rs. 20,00,000.

Required Documents

  • Valid Identity Proof
  • Loan Documents Related to Home Loan Amount
  • Residence Proof
  • Annual Income Certificate
  • Bank account

How to Apply for Aponar Apon Ghar Home Loan Subsidy Scheme

Here are the steps to apply for the scheme.

assam.gov.in
assam.gov.in-
  • Click on the link that reads Aponar Apon Ghar Home Loan Subsidy Scheme.
  • The application form will be displayed on the screen.
  • Enter the required details.
  • Upload all the required documents.
  • Click on the submit button.

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